Locum tax structure for hospitalists: when going independent pays off
Locum hospitalist work has different tax treatment than W-2. Here’s when an LLC or S-corp actually changes the math, and when it just adds complexity.
Category: Physician Finance
The tax and debt system medicine never taught: PSLF math, entity structure, savings strategy, and the machinery that quietly decides what a physician income actually builds.
PSLF for hospitalists: the 501(c)(3) hospital opportunity
If you’re at a non-profit hospital, PSLF probably applies. Here’s how to verify, file, and not screw it up over a 10-year clock.
Retirement planning for emergency physicians: when the side gigs add up
Locum 1099 + W-2 + group partnership = three retirement accounts most EM docs never coordinate. Here’s the stacking math.
PSLF for emergency physicians: still alive, still worth it (if you qualify)
PSLF works for EM docs at academic and 501(c)(3) hospital groups. Here’s how to confirm eligibility, file the paperwork, and not sabotage the forgiveness.
Locum tax planning for emergency physicians: 1099 structure that actually works
EM has the most 1099 income in medicine and the worst tax planning to match. Here’s the entity, deduction, and retirement playbook for shift-based EM docs.
Oil and gas investing for high-income physicians: the IDC tax deduction explained
Intangible drilling costs (IDC) are one of the few remaining accredited-investor tax shields for high-W-2 physicians. Here’s how the math works and where…
Financial independence for critical care physicians: the FIRE math for a burnout-prone specialty
If you’re 5-7 years from leaving the unit, the math is different from the average physician. Here’s the FIRE framework calibrated for ICU economics.
Tax savings for critical care intensivists: optimizing on a compressed timeline
ICU pays well, burns fast. Most intensivists exit clinical practice in their 50s. The tax planning needs to compress accordingly.
Locum and 1099 tax structure for anesthesiologists: when an S-corp actually saves money
Locum CRNAs and anesthesiologists with 1099 income often miss the entity-structure conversation. Here’s when an S-corp pays off, when it doesn’t, and how…
Retirement vehicle stacking for anesthesiologists: 401(k), cash balance, and beyond
If you’re maxing your 401(k) and stopping there, you’re leaving six figures of tax-deferred space on the table. Cash balance plans, mega backdoor Roth,…