Free Resources for Physicians
The systems doctors were never taught — clinical decisions, practice economics, taxes, real estate, markets, and online identity — each made visible with a tool or reference. Everything listed here is free or has a free tier.
Rate Intelligence — CenterIQ
Look up what any procedure pays — professional fees, Medicare facility rates, and real commercial rates from 2,719 hospitals.
Open CenterIQ →ASC & OBL Feasibility Advisory
Physician-led financial modeling for ASCs, OBLs, and imaging centers. Built on the same rate data as CenterIQ.
Learn More →Physician Finance Hub
Three questions. We show you what matters for your situation — PSLF, taxes, entity structure, OBBBA implications.
Get Your Analysis →Financial Clarity for Physicians (Course)
A free course on the money lessons medicine never taught you — income, taxes, investing, debt, real estate, and long-term wealth. No hype.
Start free →Physician Wealth Scorecard
12 questions, 4 scores. A 3-minute read on where your finances are strong and where you may be quietly leaking money.
Take the scorecard →Insurance Coverage Checkup
Six taps map your coverage exposure — disability, tail, umbrella, business risk — with a tail-cost estimator and peer-reported data. Educational only; we never sell policies.
Run the checkup →Net Worth Tracker
What you own minus what you owe, your asset allocation, and a physician-adjusted benchmark for where you should be.
Open calculator →Retirement Age Calculator
The age work becomes optional, projected from your savings, contributions, expected return, and target income.
Open calculator →Financial Independence Calculator
"How much is enough?" Your FI number, what it funds monthly, and how close you already are.
Open calculator →Rent vs Buy Calculator
The real math on buying vs renting and investing the difference — month by month, with a breakeven year. Built for residents and new attendings.
Open calculator →Physician CPA Referrals
Matched with a CPA who actually specializes in physician returns. Not a generic accountant.
Find a CPA →Savng — Stock Research for Physicians
Reverse DCF, insider activity, short-seller signals, and bankruptcy screens — translated into RVUs. The stock research tool built for time-constrained physician-investors. Free during beta; free for residents and fellows long-term.
Learn more →Repit — Investment Decision Support (DIY)
ZIP-level housing data, rents, appreciation, vacancy, and investment ratings. The clinical decision support equivalent for real estate — see the data, run the numbers, deal-hunt yourself.
Open Repit →GigHz Capital — Hands-Off Real Estate
Curated deals come to you — Dallas, Los Angeles, New York development and stabilized projects, syndications, and 1031 options. White-glove version of Repit for physicians who want exposure without the hunt.
Talk to Capital →Periprocedural Anticoagulation Tool
Periprocedural anticoagulation reference for procedures and surgeries. SIR-validated. Pre- and post-procedure clearance. AI chat.
Open Tool →Imaging Protocol Library
Reference imaging protocols across CT, MRI, ultrasound, and IR procedures — built for radiologists, IR, and nuclear medicine. Searchable by modality, body part, and indication.
Open Library →Radiation Dose Calculator
Estimate effective dose for CT, fluoroscopy, nuclear medicine, and interventional procedures. Useful for patient counseling, ALARA documentation, and protocol optimization.
Open Tool →Imaging Appropriateness Selector
Look up evidence-based imaging recommendations by clinical scenario. ACR-aligned. For ordering physicians, IR, radiology, and primary care.
Open Tool →Physician AI Tools Directory
Working directory of 1,000+ medical AI tools for physicians. 41 specialties, searchable, HIPAA/BAA verified.
Browse Tools →Have a project in mind?
Custom tools, integrations, or anything you don't see here. Tell us what you're working on.
Talk to Us →Clinical Decision Support API — Pogosh
413-condition clinical decision support rule engine. REST API and OpenEMR module.
Learn More →Featured: Interventional Radiology
The most-developed specialty hub — IR-specific tools, PDF rate reference, and ASC/OBL playbook.
Browse Free Tools by Specialty
Tools, calculators, and physician finance resources reframed for your specialty's economics. 46 specialty hubs.
Every hub includes the universal stack (physician finance, CPA referrals, real estate intelligence, calculators, AI tools) PLUS specialty-specific tax & investing strategy — ASC ownership math for surgeons, Section 179 for imaging, S-Corp / locum strategy for hospital-based, 199A optimization for primary care, PSLF for residents. Same tools, different angle for each specialty.
Residents & Fellows
Residents & FellowsTraining years are cheap years. Don't waste the low tax brackets.
Open hub →Anesthesiology
Acute & Hospital-BasedYou earn $400K+ on a W-2. You see your tax bill.
Open hub →Critical Care
Acute & Hospital-BasedICU pays well — and burns out fast. Plan accordingly.
Open hub →Emergency Medicine
Acute & Hospital-Based1099 mix, locum optionality, six figures of student loans.
Open hub →Hospital Medicine
Acute & Hospital-BasedYou're a 1099/W-2 hybrid in many groups. The tax planning here is non-obvious.
Open hub →Interventional Radiology
Diagnostic & Interventional ImagingASC ownership is the highest-leverage move IR docs miss.
Open hub →Laboratory Medicine
Lab & PathologyHigh-volume W-2, low overhead. The tax stack matters more than ASC equity.
Open hub →Nuclear Medicine
Diagnostic & Interventional ImagingTheranostics is changing the economics. Are you ready?
Open hub →Pathology
Lab & PathologyDigital pathology and AI are remaking the field. The economics are changing too.
Open hub →Radiology
Diagnostic & Interventional ImagingRead better, faster, and own the imaging center too.
Open hub →Allergy & Immunology
Medical SpecialtiesAllergy practice ownership + biologic infusion margins are an underrated opportunity.
Open hub →Cardiology
Procedural Medical SpecialtiesCath lab equity is the lever cardiologists keep walking past.
Open hub →Endocrinology
Medical SpecialtiesHighest-demand specialty, lowest income. The math has to work elsewhere.
Open hub →Gastroenterology
Procedural Medical SpecialtiesGI ASC ownership is a textbook physician-equity story. Why are you still W-2?
Open hub →Hematology
Medical SpecialtiesBuy-and-bill margins are why heme/onc is a private-equity target. Own your share.
Open hub →Infectious Disease
Medical SpecialtiesLowest-paid medical specialty. The optimization has to come from elsewhere.
Open hub →Nephrology
Procedural Medical SpecialtiesDialysis access OBLs are the most-overlooked nephrology equity opportunity.
Open hub →Neurology
Medical SpecialtiesStroke care and EMG/EEG are the procedural levers. Use them.
Open hub →Oncology
Medical SpecialtiesBuy-and-bill is your moat. Private equity firms know it. Do you?
Open hub →Pulmonology
Medical SpecialtiesPulmonary lab + sleep + critical care = three revenue streams most don't optimize.
Open hub →Rheumatology
Medical SpecialtiesBiologics buy-and-bill is the unsung practice-economics story.
Open hub →Addiction Medicine
Mental & BehavioralCash-pay practice models are reshaping addiction medicine economics.
Open hub →Psychiatry
Mental & BehavioralCash-pay psychiatry is the highest-margin practice model in medicine.
Open hub →Dentistry
Cash-Margin SpecialtiesPractice ownership is the default. The tax + investing stack on top is where most leave money on …
Open hub →Dermatology
Cash-Margin SpecialtiesCash-pay derm is the procedural specialty disguised as a clinic.
Open hub →Pain Medicine
Other ProceduralProcedural revenue without the OR.
Open hub →Palliative Care
Medical SpecialtiesMission-driven specialty. Optimize the finance side so you can keep doing the work.
Open hub →Physical Medicine & Rehab
Other ProceduralEMG, BoNT, MSK injections — your procedural economics are real.
Open hub →Sleep Medicine
Medical SpecialtiesSleep lab equity + telemedicine sleep practice = high-margin combo.
Open hub →Sports Medicine
Other ProceduralCash-pay regenerative + concierge models are reshaping sports medicine.
Open hub →Family Medicine
Primary Care & FamilyPSLF + DPC + smart real estate — the underdog optimization stack.
Open hub →Geriatrics
Primary Care & FamilyMost-needed, most-underpaid. The optimization is in structure.
Open hub →Internal Medicine
Primary Care & FamilyIM has the widest path to ownership — practice, DPC, hospitalist, subspecialty bridge.
Open hub →Pediatrics
Primary Care & FamilyLower W-2, but PSLF works here — and so does smart structure.
Open hub →Cardiothoracic Surgery
Surgical SpecialtiesHighest-stakes surgery, hospital-employed economics. The optimization is finance-side.
Open hub →Colorectal Surgery
Surgical SpecialtiesEndoscopy ASC ownership applies here too — and it's underutilized.
Open hub →General Surgery
Surgical SpecialtiesOutpatient migration is structural. ASC ownership is the lever.
Open hub →Neurosurgery
Surgical SpecialtiesSpine ASC is the biggest underutilized neurosurgery economic lever.
Open hub →Ophthalmology
Surgical (Cash-Margin)Cataract ASC ownership is the playbook the rest of medicine copies.
Open hub →Orthopedics
Surgical SpecialtiesASC ortho returns are textbook private-equity territory. Why are you still W-2'd?
Open hub →Otolaryngology (ENT)
Surgical SpecialtiesOffice-based ENT procedures + outpatient ASC = double-digit margin opportunity.
Open hub →Plastic Surgery
Surgical (Cash-Margin)Cash-pay aesthetics is the highest-margin practice model in medicine.
Open hub →Urology
Surgical SpecialtiesUrology owns the prostate cancer chain — capture the economics.
Open hub →Vascular Surgery
Vascular & EndovascularEndovascular labs are the new ASC frontier.
Open hub →Maternal-Fetal Medicine
Women's HealthHigh-acuity, high-RVU. Optimize the finance side accordingly.
Open hub →Obstetrics & Gynecology
Women's HealthIn-office procedures + ASC GYN surgery = the ownership story.
Open hub →Written and reviewed by Pouyan Golshani, MD, Interventional Radiologist — Last updated April 29, 2026