High income is not the same as ownership.
You earned the income. This is the system for turning it into things you actually own — your facility, your real estate, your portfolio — instead of watching it leak to taxes, debt, and other people's deals.
Everything here is education and fit first. We are not licensed to sell insurance or investments, and we don't — the tools and advisory map your situation; every product decision stays yours, with your own licensed advisor.
Direct the cash flow your income already throws off — before it leaks.
Close the coverage, entity, and tax gaps that quietly erase a decade of saving.
Turn earnings into assets you control — your facility, your real estate.
Allocate the rest with the evidence standards you already use in the clinic.
The biggest ownership decision you'll ever make
For most physicians it isn't a stock or a rental — it's whether to own where you practice. An ASC, OBL, or imaging center can be the single most valuable asset you build, or a seven-figure mistake made on a broker's pro forma. These are the same tools and advisory we run on the practice-economics side, pointed at the ownership question.
CenterIQ
Facility mistakes usually start with a bad reimbursement assumption. CenterIQ models rates, payer mix, and outpatient economics on real commercial data — before the capital gets committed.
- 15 specialty presets — ortho, GI, IR, vascular, ophtho, urology, ENT, pain, plastics, imaging
- Named-hospital payer benchmarks by state and CPT code for negotiations
- Built on the CMS Hospital Price Transparency negotiated-rate dataset
- Imaging equipment ROI (CT, MRI, cath lab, IR suite) vs. actual reimbursement
ASC / OBL Advisory
A multimillion-dollar facility decision made on a consultant's guess is the expensive kind of mistake. Physician-led feasibility and financial modeling on real rate data, from a $5K snapshot to full build-out. For doctors weighing whether to own.
Explore →The data before the narrative
Your primary home is usually the single biggest financial bet of your life, and plenty of physicians drift into landlording without underwriting a single deal. You make evidence-based calls all day in the clinic — this is how you bring the same rigor to property: the numbers before the deposit, the market data before you fall in love with the house.
Repit — residential real-estate data
Real estate mistakes usually start before the offer. Repit studies the ZIP code — values, rents, cap rates, 20-year growth — before you fall in love with the property.
- Home values, rents, cap rates, 20-year CAGR & demographics for 37,369+ ZIPs
- A buy/skip verdict on whether a market fits homebuyers or investors
- 100,396+ school profiles with Repit School Scores, plus college & wage data
- Pro Search: an AI Advisor and 30+ filters for cap rate, vacancy, and rent growth
GigHz Capital
Most physician real-estate losses trace to a sponsor or a deal nobody vetted. Curated, hands-off deals with diligence memos and sponsor vetting. For doctors who want ownership without being a landlord.
Explore →Rent vs Buy Calculator
Buying when you should rent is a five-figure mistake. The real month-by-month math on buying versus renting and investing the difference, with your breakeven year. Free.
Explore →Model the longshot — then check the price
High clinical income meets public markets where hype replaces the evidence standards you trained on. Physicians are wired to chase the longshot — the medtech moonshot, the monte-carlo bet. The ones who actually build wealth buy with a margin of safety. Two tools, two jobs: model the asymmetric bet honestly, then check whether it's even priced sanely before you write the check.
Savng — stock research in RVUs
You earn well, work long hours, and have no time to read 10-Ks. Savng surfaces institutional-grade signals on any ticker in about 90 seconds — and translates the dollars into RVUs.
- Reverse DCF shows what growth the market has already priced in
- Insider buys/sells (SEC Form 4) and short interest (FINRA Reg SHO)
- RVU translation converts any dollar figure into work-RVU equivalents
- Bankruptcy screens cross-reference Altman Z and Piotroski F with DCF
VC & MedTech Calculator
Startup equity looks like pure upside until dilution and the odds enter the math. Model dilution-aware, asymmetric outcomes before you write the check. Free.
Explore →Margin of Safety Calculator
Overpaying is the avoidable mistake in investing. Stress-test a stock's intrinsic value against its price using Graham–Buffett margin-of-safety logic. Free.
Explore →Where the leaks get found
A decade of training, zero hours on the machinery that decides what your income actually keeps: PSLF versus refinance with the tax bomb modeled, entity structure, the strategies a physician-focused CPA actually uses. Start with the hub, then run the numbers.
Physician Finance Hub
The first attending money decisions can swing six figures. PSLF-vs-refinance with the tax bomb modeled, 61 physician tax strategies, OBBBA SALT detection, and a CPA prep packet. Free, no login.
Explore →CPA Referrals
A generic CPA misses what physician income actually needs. Introductions to vetted, physician-focused tax accountants who understand 1099 income, entities, and the tax bomb. Free referral.
Explore →Physician wealth-building calculators
Every decision on this page has a free, browser-based calculator behind it — net worth, FI, rent-vs-buy, real estate, PSLF, entity structure, and more. No login, no sales, just the math.
Physician Wealth Scorecard
Most physicians can't name the money mistake costing them most. A 12-question diagnostic scores four domains and routes you to the highest-leverage fix. Free, no account, about two minutes.
Explore →Insurance Coverage Checkup
The coverage gap you don't know about is the one that wipes you out. Six taps map your exposure — disability, tail, umbrella, business — as plain-English education. We never sell policies or name carriers.
Explore →Free Financial Course
Medicine never taught the money part, and the gap compounds. Income, taxes, investing, debt, and real estate — the lessons it skipped, in five free modules.
Explore →Insurance Education Library
Most physicians buy coverage they don't understand from someone who profits when they do. Every type in plain English — disability, life, tail, business, estate — so you ask sharper questions of any agent.
Explore →How this works
- We start with intent, constraints, and fit — not cold offers.
- We provide education, diligence frameworks, and introductions where appropriate.
- We do not custody client funds and do not promise returns.
Compare asset paths
Cash flow, tax characteristics, time horizon, and complexity across real assets and select alternatives — side by side.
Compare assets →How we vet a deal
The diligence framework we apply — the questions worth asking of any sponsor or deal: operator incentives, cash-flow reality, exit clarity, and capital integrity.
Read the vetting framework →Strategic giving
Educational pathways for charitable structures, legacy planning, and tax-aware giving — implemented with qualified professionals.
Explore strategic giving →This page is informational and not an offer to sell securities or a solicitation to buy, and not investment, tax, or legal advice. Consult licensed tax, legal, and financial professionals before acting.
Only need analysis on a specific company, technology, or claim? Request an Evidence & Risk Memo instead.
Written and reviewed by Pouyan Golshani, MD, Interventional Radiologist — Last updated May 25, 2025
Part of the GigHz library: systems doctors were never taught.